Term Life Insurance
calculator made easy

Our term life insurance calculator makes it easy to see how much coverage you would need. Simply fill out the fields below and hit the “Calculate” button to get an estimate of your term life insurance needs.

Your Current Savings and Insurance

Your Expected Expenses

Required Family Income

Get a free no-obligation quote for your term life insurance coverage now!

Why Term Life Insurance?

One of the simplest and most affordable ways to protect the financial future of our loved ones is Term Life Insurance.

The death benefit offered by this life insurance can help your loved ones pay your outstanding debts or personal loans, cover funeral expenses, and even allow you to leave a legacy to help them achieve those goals that seem so far from being achieved.

Term Life Insurance is the most reliable, flexible, and affordable financial plan that you can find in the Life Insurance industry to guarantee the well-being of your loved ones, even when you are no longer here.

Term life insurance cost

Term life insurance is one of the most affordable policies in the life insurance industry. The price of this financial tool depends on four different factors.

Age. The sooner you buy your life insurance policy, the lower the cost.

Health. If you are a healthy person, the cost of the rates is more affordable.

Amount of coverage. This amount depends on different elements, such as the debts you need to pay off, the salary of your spouse, or the cost of your child's college education. The idea behind the amount of coverage is to calculate how much money guarantees the financial future of your loved ones.

Term. It is the period of duration that your term life insurance policy has, which can be for 10, 20, or 30 years.

What to Expect With Our Term Life Insurance Calculator

We need to ask some questions.

The information collected allows us to define your coverage amount needs. For example, we need to know if you have savings for your retirement, mortgage, family annual income, debts, investments to suggest the plan that best suits your profile.

Let's calculate your coverage amount.

Our term life insurance calculator will let you know how much coverage suits your needs (according to the experts, about 10–12 times your annual income) and for how long it is necessary to maintain your term life insurance policy.

Find the best life insurance policy.

At the end of the entire process, you will be able to view the suggested coverage option. However, it is better to talk to one of our advisors, who will help you find the ideal term Life Insurance policy to guarantee the financial future of your loved ones.

Calculate Your Term Life Insurance Needs

Term Life Insurance protects and guarantees the financial future of your family in the event of your death. Our life insurance calculator will help you estimate how much life insurance coverage they will need. And It takes a few minutes to get the estimated amount!

Understanding Your Life Insurance Needs

The amount of term life insurance coverage that is needed requires defining the financial needs of your loved ones. Generally, in the life insurance industry, it is suggested that a life insurance policy be equal to ten to twelve times your annual income. However, this does not mean that this amount is ideal for you since each person has a different budget and needs.

Our Term Life Insurance Calculator uses several factors such as income, debt, mortgage, loans, savings, among others, to determine how much coverage is necessary to protect the future of our loved ones.

You should be aware that you must purchase a term life insurance policy that covers at least the following expenses.

Replace your income to protect your spouse's financial future.
Mortgage payment or student loans
Pay for your children's college education.
Medical bills, funeral costs, and other final expenses.

If you are interested in learning more about your coverage options, please fill out our short application form, which will put you in touch with one of our friendly advisors, who are ready to help you secure the financial future of your loved ones.
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